Last October, the City received a huge HUD grant of almost $4 million. With this grant, the City must identify homes that contain lead-based materials in their construction, especially for households occupied by children under six years old. However, that's just one of the Tucson home rehab programs available for our lower-income homeowners. The City is currently also accepting applications for major, minor, and mobile home repairs. But these remain available only while funding remains available. So, you should apply as soon as possible.
Tucson Home Rehab Programs Available
Lead Hazard Control Program (LHCP)
Any Tucson home built before 1978 may contain lead-based paint. LHCP provides a free lead-based paint test of your property if you meet eligibility standards. If lead is found, your child receives a free blood test to determine if it contains elevated blood levels (EBL). For those with EBL detected, they proceed on to the next step of treatment and any follow-up care deemed necessary. Also, you may be eligible for up to $20,000 in remediation funds to reduce the lead-based paint in your home.
If you live and a child under the age of six live a house built before 1978, you might be eligible for LHCP care. Your mortgage payments and taxes must be up-to-date and you cannot have any liens on your property. Your household income cannot exceed 80% of the area median income (AMI). At the time of this post, that was $51,425. Based on that, your household income cannot exceed $41,140.
Home Access Program
Assisted living facilities cost money. Not everyone can afford them. As our population ages, they tend to stay in their homes for as long as possible without outside help. Tucson's Home Access Program provides between $2500 and $5000 to help increase access to various parts of your home (handrails in bathrooms, ramps, etc.). But this program isn't just for the elderly. It's also for disabled people living in a Tucson home. Like LHCP, your household income cannot exceed 80% of the AMI. Plus, at least one resident of the household must be at least 62 years old or disabled and in need of the features CHARM provides.
Mobile Home Repair
Do you own a mobile home in need of repair? The Mobile Home Repair program provides up to $7500 to make repairs on your property. RVs, travel trailers and campers do not qualify. This grant covers roof and plumbing leaks, electrical work, problems with the sewer line between the home and the disposal point, gas leaks, furnace, cooling, and water heater replacement, any structural repairs needed, and front or rear door replacement. It does not cover appliance repair, drippy faucets, running toilets, clogged drains, fixing switches, light fixtures or electrical outlets, simple mechanical issues or cosmetic work. Household income must meet the same eligibility requirements as the other two programs listed above.
Major Home Repair
This provides up to $25,000 for major home repairs of properties owned by low-income homeowners. Mobile homes are ineligible for this program. This covers the same repairs as the Mobile Home Repair program. Ineligible repairs are also the same. All mortgage payments and property taxes must be up to date and the house needs to be free of any current liens. When you use funds from this program, the City places a lien for the amount used on the property. It becomes "forgivable" after 15 years. If you currently have homeowner's insurance that covers some of the repairs, this program only covers the additional amount that your homeowner's insurance won't cover. Also, you cannot have utilized any other type of housing rehab assistance from the City of Tucson in the last 10 years.
Minor Home Repair
Finally, the last Tucson home rehab program available to low-income households is for minor home repairs. This grant provides up to $10,000 for minor home repairs similar to the ones covered by the major home repair fund. Also, like the major home repair grant, you must be up-to-date on your mortgage and tax payments and the house must be free of any current liens. The City will place a 15-year forgivable lien on the property for any funds it provides. Plus, you cannot have utilized any home rehab assistance from the City of Tucson in the last 10 years to receive funds through this program.
Any homeowner interested in these Tucson home rehab programs cannot be currently receiving any Arizona Long Term Care Services (ALTCS). Otherwise, they automatically become ineligible (except for LHCP). To apply for any of these programs, simply download a City Home Advocacy Repair & Modification (CHARM) application here. Fill out all pertinent information, making sure you mark which program you're applying for. Then, click submit. The City will get back to you with their answer after reviewing your application.
Rebecca Schulte, Schulte Real Estate Group, Your Source for Tucson Real Estate